As a first time buyer, you need to start with the basics.
1. Talk to your local Long Beach Realtor® and ask for a home buyer’s guide. Some have one some do not. We have one called “Putting the Pieces Together”. It’s a free 50 page guide that I put together to give you tips and strategies for buying a home in today’s changing Long Beach real estate market place.
2. Your Long Beach Realtor® should have given you a list of highly respected loan officers or mortgage brokers that they have done business with in the past. Call one of them to get pre-approved for a loan not just pre-qualified.
- What’s the difference between, pre-qualified and pre-approved?
3. Develop your own plan of what you desire in a home or condo. What does it have to have in it for you to see…”wow, this is it?” But when writing down want you desire be realistic…don’t say I want an ocean view with a maid and butler…yada, yada, yada.
4. Share the list with your Realtor®. When he or she shows you a property, rate the home or condo on a scale from 1 to 10. Where 10 is “wow, gotta to have it” to 1 is “no thank you”. Your Realtor® wants to help you find the right property so share how you feel about this property.
5. Realtors® are here to advise you and represent you in a real estate purchase or sale. They are not the enemy. Most get in the business of real estate as a career because they really like working with people. Listen to them. They have a lot of wisdom from negoitating and how things work in a real estate transaction. You need the most skill one you can find…of course, I recommend The Red Wagon Team of real estate professionals at Main Street Realtors, Inc.
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